Recently, Equifax-the giant credit scoring agency-revealed that they suffered a breach of their computer systems, and that about 182 million records may have been compromised. I’m guessing 182 million includes just about everyone with a credit file.
The compromised information includes:
“…primarily names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed…”
What you should do about this important event.
Go to www.equifaxsecurity2017.com
- Click the link titled “enroll”
- Enter your last name, last 6 digits of your social security number, and go through the test to prove you’re not a robot.
Most likely, you will see a notification that your information was compromised.
- Enroll in the free credit monitoring service. This will help notify you of fraudulent activity on your credit file.
- Optionally, you can put a credit freeze or fraud alert on your credit file.
Interestingly, this breach is said to have been caused by unpatched (not updated) software. The takeaway here for all of us is the importance of keeping your operating system, applications, cell phone, tablets, and all other electronic devices software updated. The update for this particular issue appears to have been released months prior to the breach.
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Real Estate Services
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